Off-plan vs secondary market: how to choose
A framework for buyers weighing payment plans against move-in speed.
Off-plan buyers typically enjoy lower entry prices, extended payment plans (60/40 or 20/40/40 are common), and no service charges until handover. Secondary buyers pay a premium but get immediate handover, income and comparable-sale-based pricing. Our recommendation depends on your holding period, your DBR headroom, and whether you need Golden Visa residency in the next 12 months.
Point Penta’s research desk publishes editorial market analysis every week. If you’re looking at property in Dubai, an advisor will share the full sales pack — inventory, comparables and the current pricing band — within one business day.
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